All Occupancy & Documentation Types
Eligibility
Eligible in all states except: AK, CA, DE, HI, ID, IA, ME, MA, MT, NE, NH, NY, ND, SD, UT, VT, WV, WY, DC, GU, PR
Resources & Tools
Everything you need, all in one place.
Access resources, tools, and information to support your business with The HELOC Company.
Disclosures
Disclosures
Required regulatory disclosures and broker-facing documents.
Document
Anti-Steering Disclosure
Loan-originator anti-steering safe harbor disclosure. Required on every applicable file.
Pending upload
Document upload pending. We will post the file as soon as it is approved.
Mortgagee Clause
Mortgagee Clause
Use this address on homeowners insurance for any The HELOC Company file.
Mortgagee
Homeowners Insurance
Including Hazard, Flood, Wind, Hail, etc.
Mailing address
Cornerstone Home Lending
ISAOA/ATIMA
PO Box 961254
Ft. Worth, TX 76161
Turn Times
Turn Times
These are Eastern Time Zone.
Current SLA
Current Turn Times
| Service | Turn Time |
|---|---|
| Disclosures Desk | 1 hours |
| Initial Underwriting | 24 hours |
| Resubmissions | 24 hours |
| Closing Review | 24 hours |
| Funding | Same day in by 5pm |
Turnaround times are calculated in business days for submissions received by 3:00 PM and may be adjusted based on workload volume.
Lending States
Lending Eligibility by State
The HELOC Company currently offers programs nationwide with certain state-level restrictions by occupancy and documentation type.
Eligibility is subject to change. Always refer to the most current program guidelines and internal communications.
Training Materials
Training Materials
Coming soon
Training drops with the LOS and TPO launch.
Training materials will be added once our LOS and TPO platforms launch. Check back here, or reach out via the help desk for partner-specific training requests.
Guidelines
Guidelines
View the latest lending guidelines
Published lending guidelines, updated regularly.
Approved partners can view the current matrix, program guidelines, and rate sheets.